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The XYZ 401k Profit Sharing Plan Investment Committee (Committee) adopts this statement to provide a clear understanding of the Committee’s investment policies, guidelines and objectives. XYZ 401k Profit Sharing Plan (Plan) is a defined contribution retirement plan available to all eligible employees.

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VALCO CINCINNATI INC 401K PROFIT SHARING PLAN is a Defined Benefit Plan providing retirees with a predetermined monthly retirement benefit upon reaching a specific age. The retirement benefit paid to a retiree is typically calculated using a formula which often employs years of credited service under the plan and salary information.

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BrightScope’s 401k plan Rating was developed by BrightScope, Inc. with the help of leading academics and independent 401k fiduciaries. Analyzing more than 200 individual data points, the BrightScope Rating algorithm can calculate a single numerical score for each 401k plan in the country.

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A profit-sharing plan is simply a feature added to a normal 401(k) plan in which the employer is responsible for determining when & how much the company contributes to each employee’s plan: usually allocated based on the employee’s salary level.

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